Revision history for Bad Credit Car Buyer
Additions:
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The only problem with making a down payment is that you need to have money for it. Bad credit can occur due to missing out on payments, late payments or even bankruptcy. And often, people with a bad credit history may not have the money to make a large down payment. Also, obtaining a personal loan for making a down payment may attract exorbitant rates. And even if you make a down payment, your savings will be depleted and it will affect your spending capacity in the near future. So, is there a solution? Bad credit car buyers who are unable to make a down payment can opt for bad credit no money down auto loans. Online auto financing companies can help you check interest rates for bad credit no money down auto loans and give you a better understanding.
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Deletions:
Apart from your credit score, income, job stability and your debt-to-income ratio are key factors that determine whether you will get approval for an auto loan. A down payment cannot offset the damage to a bad credit individual. However, someone with a poor down payment amount or no down payment is seen as more of a risk compared to an individual who is making a huge down payment. Additionally, if you have a stable job for the past couple of months, it will be a good indicator for an auto loan approval.
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